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Transport insurance

What is the obligatory insurance of civil liability of motor transport owners?

 

This kind of insurance is obligatory according to the Law of Ukraine “About the obligatory insurance of civil liability of motor transport owners“.

 

What can be insured?


Civil liability for damage caused to the property, life and health in the accident, happened because of the driver’s fault.

Depending on the peculiarities of motor transport using, you can make such agreements:

- Agreement of the first type: insured is the responsibility of any person who legally controls the vehicle listed in the policy.

- Agreement of the second type: considered the responsibility of the insured person referred to in the contract, which legally operates any vehicle.

- Agreement of the third type: the insured is a person (not more than 5), which legally drives the vehicle listed in the policy.

 

Insurance sum

 

According to the law, insurance sum for damage to the property of the third party is 50 000,00 hrivnas for every person, who was injured. (not more than 5).

The limit of liability for damage to life and health of the third party is 100 000, 00 hrivnas for one injured person.

Size of unconditional franchise is 1000, 00 hrivnas.

Franchise for damage to life and health of others, does not apply.

 

What is the price of insurance?

 

The price of police depends on:

- type of vehicle;

- territory of its using;

- type of the insurance agreement (1 or 3);

- driving experience of people mentioned in police;

- term of the police.

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